Rural Home Loans

RHS Loan Programs:

The U.S. Department of Agriculture offers a program to help individuals living in small towns or rural areas achieve homeownership. The property address must be eligible and the borrowers must meet income limits to qualify.

RHS Loans are an attractive option because:

  • Closing costs can be financed
  • No down payment
  • Loan to value is based off of the appraised value

You can not own another property.   Families must be able to pay their monthly mortgage, homeowner’s insurance and property taxes.

Find out if you qualify for an RHS Loan.