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Our office is located in Raleigh, North Carolina and our primary focus is serving customers throughout North Carolina. However, we have the ability to handle mortgage transactions in many states. Our goal is to make the mortgage loan process as simple and worry-free as possible.

We pride ourselves in offering the highest level of honesty and customer service.  We would appreciate the opportunity to serve your mortgage needs by presenting you with multiple loan options. You will make an educated decision and end up with a mortgage that is best for you! 

Whether you want to purchase a home or refinance your existing mortgage, our purpose is to satisfy your needs. When purchasing a home there are many home loan options that are available. The most common is Conventional. With some of our government loan options they can make owning a home easier and are a good alternative for some people. There is the FHA loan which can let you purchase a home for just 3.5%; they also offer a FHA 203K rehab loan option which has funds tied into the loan which can pay for repairs of a home that might require them. 

If you are 1st time home buyer, it is one of biggest specialties, since we have access to many different types of home loan options we can be creative and find a way to get you in a home.You will find that we have multiple terms on our conventional loans, one that is sure to meet your needs, all great rates.We offer, Jumbo, VA and USDA loans.

By putting you first, we assure a pleasurable transaction with no surprises at the end. Perennial Mortgage is proud to be an A+ BBB Accredited Business since 1997.
PLEASE GIVE US A CALL TODAY at (919) 848-4748
A five minute phone call could save you thousands!
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help consolidate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.